Welcome to Buldana Urban Co-Op. Credit Society

Dr. Sukesh Zamwar
MS (Germany), MBA (Banking & Finance)

Born on 10-Oct-1975

CEO – BULDANA URBAN CREDIT CO-OP SOCIETY INDIA (1 BILLION DOLLAR CO-OPERATIVE)
www.sukeshzamwar.in



             CMD - BULDANA URBAN
                

Dr. Sukesh Zamwar born in Yavatmal, small town in Maharashtra. He did his schooling in the same place and then he gets selected for MBBS at a prestigious Government medical college Nagpur. Where he finished his M.B.B.S and then he perceive his Masters in orthopedic surgery at PravaranagarLoni.

For further post-graduation in joint replacement he went to Germany where he did his specialization in joint replacement. Where he been in contact with different people and he turned towards social development. He did his masters in Banking and Finance. After joining the Buldana urban he made enormous changes in institution and made technological up gradation.

In short span of 7 yrs he took institution to a major milestone of 1 billion USD and around million beneficiaries.

In his leadership Buldana urban got highest award of cooperative in Asia pacific region in the form of CUMI award. First Indian to get this award.

He also got highest national award from NCUI in credit union sector.

He also had been nominated for first RURBAN cluster development project.

   ACHIEVEMENTS

  • Vice President of Global Youth Network On Cooperative ( First Indian)
  • Chairman International Cooperative Alliance Asia Pacific Youth Committee.(Un Affiliated Highest Body Of Cooperative In Asia) First Indian
  • Chief India Coordinator Of Asian Confederation Of Credit Union (A Conglomerate of 27 nations)
  • Advisor To Brics (Brazil, Russia, India, China, South Africa) Cooperative Bank Forming Committee
  • Chief Managing Director Of Buldana Urban Coop Credit Society ( India's largest)
  • CMD Of International Operations Maharashtra Federation Of Credit Cooperatives
  • CMD Of Buldana Urban Credit Care
  • CMD Of Safety And Security Company
  • Director Of Buldana Urban Charitable Trust

   AWARDS AND ACHIEVEMENTS

  • CUMI award at Manila in Philippines for financial innovation and deepening in Asia Pacific region.

  • Receive highest award for best credit coop society two times by NCUI ,apex body of cooperative in India

  • Innovative banking Award in THIALAND.

  • World corporate excellence award by CMO Asia

  • Best youth CEO award by Prestigious banking frontier magazine.

  • ORDER OF MERIT award by Govt. of India and SKOCH foundation give to world class organizations working in India at Bombay stock exchange on 11 June 2015.

  • PIONEER OF SOCIAL BANKING award , a special recognition award given by Ministry of Agriculture

  • Addressed ASIAN group of countries regarding successful running of credit cooperatives.

  • Closely associated with NEPAL cooperative movement along with finance ministry Nepal and central bank Nepal.

  • Associated with SAARC cooperative movement.

  • Addressed to world youth conference in Colombo organized by United Nations and helped in draft formation of post 2016 world youth agenda on sustainable development in same UN meet.

  • SANT NAMDEV PURSKAR at GUMAN in punjab

   Brief Financial Details

  • 1.3 Billion USD Business Mix ( 8500 Crore)

  • Deposits Of 500 Million USD(4000 Crore)

  • Corporate Barrowing 170Million USD

  • Lending Of 450 Million USD(3500 Crore)

  • Members are 750000 (HALF MILLION)

  • Area of Operation 420000 sq. kilometer

  • Branches 401

  • Employee 5500

   LOAN PRODUCT

  • Gold loan 170 million USD (At peak 1100crore)

  • Ware house loan 150 million USD (at peak 800)

  • Term loan 70 million USD (350crore)

  • Cash credit loan 100 million USD (600 crore)

  • Farmers loan 70 million USD (350 crore)

  • Other loans like Personal Loan,Crop Loan,Vehicle Loan,Credit Card, Debit Card Loan

  • Loan against LIC, FD, Debentures and other Instruments


GROWTH OF DEPOSITS AND ADVANCE

            LADDER FORM OF GROWTH


DECLINING NPA LADDER

            LADDER FORM OF DECLINING NPAS


   BREAKOUT INNOVATION

  • FOUR PILLAR SYSTEM

  • SOCIAL BANKING

    • FOUR PILLAR SYSTEM :-

      Normal cooperative stands on depositors money butBuldana Urban has evolved its four pillar system based on principle that “ALL THE MONEY IN WORLD GOES TO BANK”

      SOCIAL BANKING :- Principle behind social banking
      “PEOPLE’S MONEY SHOULD BE UTILISED FOR WELL BEING OF PEOPLE”


      MAJOR PORTFOLIO EXECUTED
      WAREHOUSE LOAN INCREASED TO 150 MILLION USD
      GOLD LOAN PORT FOLIO NCREASED TO 250 MILLION USD
      OTHER LOAN INCREASED BY 150 BILLION USD
      PIONEER IN INDUSTRIAL FARMING
      KEY INITIATOR OF TECHNOLOGICAL DEVELOPMENT IN BANKING


    Major Projects Executed

      Excavation of dam : Dam excavation has been done by Buldana urban to solve the water
      ana city and nearby villages at Yelgaon.

    • Buldana urban did the excavation of existing dam.
    • Size of the dam is very large and is the main source of water supply to city of Buldana.
    • 25 excavators and 300 tractors help to excavate it.
    • It increases capacity of dam by 50 million cubic litters.
    • Money has been collected by people and of credit union




    • Religious Activity

      Buldana urban has build 5 guest houses at religious places Tirupati, Mahur, Shirdi, Onkareshwar. Almost 700 people can be accommodated at these places. We provide booking facility at branch level. Almost 200000 members have benefitted from it. We are also opening vedic school to promote Vedas.



      CARING FOR ENVERONMENT AND PROMOTING GREEN ENERGY:

      Buldana urban every yearplants 50000 trees all along the areas and also by the side of road. We have adopted a village of population 50000 and we are trying to run it on biogas, biomass, solar and wind energy. We are running 7 of our branches on solar as well as wind power. We are sellingsolar lamps in rural area. We are installing biomass and biogas plants. Our branches are using computers which are consuming only 5 watt energy. We promote loans on electric vehicles.

              



    Building infrastructure for members and general people

      Buldana urban has build 74 kilometer long road on build operate and transfer basis. We collect the toll from vehicles and we got lease period of 20 years. It helps to create jobs and infrastructure for society. We also build the hotel in Buldana with 3 star facilities. Buldana urban also has adopted a village of 50000 population and we try to provide urban amenities in rural area, like roads, potable water, street lights, underground drainage and most importantly these villages run on alternative energy ,this project is under implementation.



    Caring Enveronment

      Buldana Urban also promoting various projects to take care of the environment like Promotion of smokeless chulha,10000 tree plantation in the area, Soil conservation and water harvesting activities, Solar power promotion as banks are running on solar power.

              


    Educational Infrastructure

      Buldana urban has started school at various places under Buldana Urban Charitable Trust named as Sahakar Viday Mandir. Now having 22 schools at various places. Following facilities are provided at schools

    • Digital education system
    • School bus facility
    • Planning for technical education facility in school in afterschool hours.
    • Farming education by the expert in school at specific times

              


    New Strategies

    Net Banking:

      Buldana Urban has started Net Banking facility for customers to do transactions smoothly. Following facilities are provided under Net Banking by Buldana Urban.

    • A bank customer can perform non-transactional tasks through online banking, including
    • viewing account balances
    • viewing recent transactions
    • Downloading bank statements, for example in PDF format
    • viewing images of paid cheques
    • ordering cheque books
    • Download periodic account statements
    • Downloading applications for M-banking, E-banking etc.





    NEFT / RTGS:

      Buldana Urban having 380+ online branches in major cities as well as in rural areas across four states through these branches Buldana Urban provides NEFT /RTGS facility to the customers. National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) allow individuals, companies and firms to transfer funds from one bank to another. These facilities can only be used for transferring money within the country. To opt for these, you need to fill a form providing your or the beneficiary’s details — name, bank branch where the account is held, the Indian Financial System Code, a unique code for identifying the branch, and the account number and type. You have to submit a cheque while opting for this facility

                                                        
    Gold Checking Machine:

      Buldana Urban distributed approximate 1100 Rs Corers as a gold loan. So to check the gold purity Buldana Urban using most advanced gold checking machines. The machine provides current information of gold items including other metals used in gold item. In the past decade, Gold has plunged year by year to new Highs due to its ease of liquidity and globally acclaimed as safest investment mode. As gold Prices have been raising, there is increased demand in need of analyzing the purity of Gold in any given sample. Both for the Jewelers and the Customers, Gold purity is a serious factor.




    Branches in Rural Area:

      Buldana Urban having 150+ branches in rural areas to provide banking facility for poor peoples and farmers. No other institution has such a vast network of branches in rural area. Through these branches Buldana Urban provides various loans for farmers and small business.


    New Innovations

      Low cost spinning mill: Buldana Urban has started spinning and text mill at Dongarkhandala under his subsidiary company Buldana Urban Credit Care to solve the problem of employment in rural area. This is first spinning and text tile mill in rural area also this is a low cost spinning and text tile mill in all over India, 200 + peoples working in mill.


      Employment :
      Cleaning and grading unit.
      Bag packing units.
      Warehouse facility for farmers to store grains.
      Sustainable pool facility with stored grains connected to spot exchange
      Self help group supported by Buldana Urban credit society
      Making Papad, Kurdiya and doing stitching.




      Water ATM:

      Buldana Urban and modern technology have combined to bring about a revolution in DongarKhandala village of Maharashtra is infamous due to the scarcity of potable water. Thanks to water ATMs, DongarKhandala villages here have 24x7 access to the commodity at 15 liters for Rs 5.
                






    INNOVATIVE WIND MILL AND CULTIVATOR ALONG WITH BYCLE WEEDER







    EVERY DAY BULDANA LOOKS LIKE THIS – BULDANA URBAN INITIATIVE:










    GOLD LOAN

    • GOLD LOAN PORTFOLIO IS AROUND 150 MILLION USD.
    • GOLD LOAN IS MAINLY TAKEN BY FARMERS AND POOR PEOPLE.
    • GOLD LOAN IS A KIND OF MICROLOAN TO MEMBERS.
    • GOLD LOAN IS MAINLY USED FOR HEALTH AND OTHER EMERGENCY PURPOSES.
    • 200000 MEMBERS ARE BENIFITTING FROM GOLD LOAN.
    • IN INDIA GOLD IS THERE IN EVERY HOUSE HOLD.
    • SILVER LOAN IS ALSO THERE.
    • SO IT IS LIKE A MICROFINANACE.





    TECHNOLOGICAL UPGRADATION

    • CORE BANKING SOLUTION.
    • ATM CARD,DEBIT CARD.
    • MOBILE VALLET AND MOBILE BANKING.
    • INTERNET BANKING.
    • REAL TIME MONEY TRANSFER (RTGS)
    • VIRTUAL ONE TIME CREDIT/DEBIT CARD ON MOBILE.
    • AUTOMOTED STACKERS IN WAREHOUSES
    • ONLINE MOBILE VAN BANKING.
    • ONLINE CHECKING DEPARTMENT..
    • DAILY CENTRALISED RATE MONITORING OF COMMODITY.
    • CALL CENTRE AND TOLL FREE NUMBER.
    • FAKE GOLD TESTING MACHINE.
    • LOW POWER CONSUMING COMPUTERS.
    • VIDEO MONITORING OF BRANCH
    • VIDEO SURVIVALCE OF WAREHOUSES








    LOW COST HOUSEING FOR 3000 MEMBERS

              



    COLLECTIVE FARMING OF MEMBERS

              


    Developing Village Infrastructure

              


    SOCIAL BANKING ( BREAKOUT INNOVATION )

      “PEOPLES MONEY SHOULD BE UTILISED FOR WELL BEING OF PEOPLE”
    • It is the heart of Buldana urban.
    • In it we do all activities that help society for making a better place of living.
    • It is totally innovative concept and we urge all financial institution to follow the same concept
    • It helps all 550000 members as well as other peoples.
    • It helps children, young as well as old people.
    • It helps normal as well as diseased, educated as well as uneducated ,rural as well as urban population.


    WATER ATM

    FIFTEEN LITTER OF R. O. WATER FOR 5 INR OR 10 CENTS
    100 SUCH WATER ATMs ARE SET UP AND 1000 MORE WILL BE SETTING UP IN THIS YEAR
          



       WATER CONSERVATION ACTIVITY

  • 1900 million meter of land brought under irrigation in one year time and project is ongoing.
  • Around 300 farm ponds, gabion structure, dam excavation, farm leveling for water conservation, digging of wells, creation of check dams.
  • Providing farmers drip irrigation facility and increasing the yield.








       BULDANA URBAN BUSINESS NETWORK , IT’S OWN " E-COMMERSE NETWORK "

  • Buldana Urban Business Network is buldana urban’s own E-commerse network.
  • As BUCCS has 1000000 members, all are connected with each other.
  • www.bubn.in is the site address .
  • Any member can register on it.




AWARDS


WITH JAYRAM RAMESH FOR RURAL DEVELOPEMENT

WITH CHAIRMAN OF WORLD’S BIGGEST SUPPLY AND            MARKETING FEDERATION OF CHINA

WITH PRESIDENT OF SRILANKA

DR. SUKESH OFFICIALLY JOINING ASIAN FEDERATION OF 27 NATIONS

THILAND FEDERATION RECOGNISING BULDANA URBAN

DR. CHALERAMPOL ACCU CHAIRMAN WITH DR ZAMWAR

WORLDS’S BIGGEST NGO CHAIRMAN FASLE ABED OF BRAC WITH DR SUKESH ZAMWAR

ICA CHAIRMAN DR SUKESH ZAMWAR WITH UNITED NATIONS

Website Design By " Make India Digital Company " Buldana( 9011455605 )