"Entrepreneurs are not 'born'… rather they 'become' through the experiences of their lives."
Dr. Sukesh Zamwar, a versatile towering like personality of the modern co-operative movement in Maharashtra, was highly inspired by the Founder – President Hon. Radheshyam Chandak whose name will be forever inscribed in golden letters in the history of Co-operatives Societies in Maharashtra for his contributions towards the development of Co-operative Culture in the state of Maharashtra. An iconic personality in the 21st century co-operatives, helping the rural mass to be self-reliant.
He was born in Yavatmal a small town in Maharashtra. He did his schooling in the same place and then he got selected for MBBS at a prestigious Government Medical College at Nagpur, where he completed his M.B.B.S., and then he pursued his Master's in Orthopedic Surgery at Pravaranagri, Loni.
He went to Germany for post-graduation in Joint Replacement and his specialization in that. There he was in contact with different people and he turned to social development. He did his master's in Banking and Finance and he entered Buldana Urban Co-operatives enthusiastically. After joining the Buldana Urban, he made enormous changes in the institution and made technological upgradation. His committed work attracted the attention of various co-operative organizations and movement across the Asian Continent.
Within the span of twelve years, he placed the Buldana Urban to a new height with a 2.6 billion USD turnover and made millions of beneficiaries. Under his leadership, the Buldana Urban got the CUMI Award, the highest award of co-operatives in the Asia-Pacific Region. He’s the first Indian to get this award. He also got the highest national award from NCUI in the credit union sector and had also been nominated for the first URBAN Cluster Development Project.
LADDER FORM OF GROWTH
LADDER FORM OF DECLINING NPAS
Normal cooperative stands on depositors' money but Buldana Urban has evolved its four-pillar system based on the principle that “ALL THE MONEY IN WORLD GOES TO BANK”
The principle behind social banking is “PEOPLE’S MONEY SHOULD BE UTILISED FOR WELL BEING OF PEOPLE”
Buldana Urban has excavated a dam to solve the water and city and nearby villages at Yelgaon.
Buldana Urban has built 5 guest houses at religious places Tirupati, Mahur, Shirdi, and Onkareshwar. Almost 700 people can be accommodated at these places. We provide a booking facility at the branch level. Almost 2 Lack member's have benefitted from it. We are also opening a Vedic school to promote Vedas.
Buldana Urban every year plants 50 thousand trees all along the areas and also by the side of the road. We have adopted a village of population 50000 and we are trying to run it on biogas, biomass, solar, and wind energy. We are running 7 of our branches on solar as well as wind power. We are selling solar lamps in a rural area. We are installing biomass and biogas plants. Our branches are using computers which are consuming only 5-watt energy. We promote loans on electric vehicles.
Buldana Urban has built 74-kilometer long road on a build operate and transfer basis. We collect the toll from vehicles and we got a lease period of 20 years. It helps to create jobs and infrastructure for society. We also build the hotel in Buldana with 3-star facilities. Buldana Urban also has adopted a village of 50000 population and we try to provide urban amenities in a rural area, such as roads, potable water, street lights, and underground drainage, and most importantly these villages run on alternative energy, this project is under implementation.
Buldana Urban also promotes various projects to take care of the environment like the Promotion of smokeless chulha, 10000 tree plantations in the area, Soil conservation and water harvesting activities, and Solar power promotion as banks are running on solar power.
Buldana Urban has started school at various places under Buldana Urban Charitable Trust named as Sahakar Vidya Mandir. Now having 21 schools in various places. The Following facilities are provided at schools
Low cost spinning mill: Buldana Urban has started a spinning and textile mill at Dongarkhandala under his subsidiary company Buldana Urban Credit Care to solve the problem of employment in rural areas. This is the first spinning and textile mill in rural areas also this is a low-cost spinning and textile mill all over India, with 200 + people working in the mill.
Buldana Urban and modern technology have combined to bring about a revolution in DongarKhandala village of Maharashtra is infamous due to the scarcity of potable water. Thanks to water ATMs, DongarKhandala villages here have 24x7 access to the commodity at 15 liters for Rs 5.
“PEOPLE’S MONEY SHOULD BE UTILISED FOR WELL BEING OF PEOPLE”
Buldana Urban has started Net Banking facility for customers to do transactions smoothly. Following facilities are provided under Net Banking by Buldana Urban.
Buldana Urban having 380+ online branches in major cities as well as in rural areas across four states through these branches Buldana Urban provides NEFT /RTGS facility to the customers. National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) allow individuals, companies and firms to transfer funds from one bank to another. These facilities can only be used for transferring money within the country. To opt for these, you need to fill a form providing your or the beneficiary’s details — name, bank branch where the account is held, the Indian Financial System Code, a unique code for identifying the branch, and the account number and type. You have to submit a cheque while opting for this facility
Buldana Urban distributed approximate 1100 Rs Corers as a gold loan. So to check the gold purity Buldana Urban using most advanced gold checking machines. The machine provides current information of gold items including other metals used in gold item. In the past decade, Gold has plunged year by year to new Highs due to its ease of liquidity and globally acclaimed as safest investment mode. As gold Prices have been raising, there is increased demand in need of analyzing the purity of Gold in any given sample. Both for the Jewelers and the Customers, Gold purity is a serious factor.
Buldana Urban having 150+ branches in rural areas t o provide banking facility for poor peoples and farmers. No other institution has such a vast network of branches in rural area. Through these branches Buldana Urban provides various loans for farmers and small business.
